Send money to a Nata user: free, instant, by username

What Send to user is for

It moves wallet balance from one Nata account to another. Typical uses: paying a friend back for data they bought you, giving a child or sibling money for airtime and data without sharing your account, or splitting a bill between housemates who all use Nata. Because the receiver gets wallet balance, they can spend it immediately on data, airtime, electricity, TV and everything else on Nata.

Rules the app enforces

• Transfers are between ₦500 and ₦5,000 each.
• You can send up to ₦30,000 a day in total. Reaching the limit pauses sending on your account until it is reviewed, so keep large amounts for bank transfers.
• You cannot send to your own username.
• Your 4-digit transaction PIN is required every time.
• The amount must be in your main wallet balance. Gift card and crypto balances are moved to the main wallet first.

Usernames

Every Nata user can set a username, up to 30 characters and unique across Nata, from the Send to user screen. Share it instead of your phone number or email. When someone types it, Nata shows the full name on the account before any money moves, so a typo sends nothing to a stranger.

What it is not

Send to user does not pay into bank accounts; it is Nata wallet to Nata wallet only. There is no fee because no bank or card network is involved: the balance simply moves from one account to the other inside Nata, and the receiver's notification arrives at the same moment.

See also

Earn ₦300 for each friend you bring to Nata with Refer & Earn, and keep a second phone online without sending money at all with Offline Data.